Even if you find yourself in a great financial distress, there are some alternatives to bankruptcy that you might want to consider. The first thing you might want to double check is if you are in a “judgment proof” situation. If you don’t possess anything that judgment creditors can collect from you, then you are […]

Even if bankruptcy seems to be the only way to get out of debts and have a fresh start, some consequences linked to the bankruptcy process must be taken into account.  As we previously observed, some debts are never dischargeable even when you file for bankruptcy. Indeed some domestic support obligations such as child support […]

The bankruptcy laws offer you two main choices if you decide to file for bankruptcy: Chapter 7 and Chapter 13.  Bankruptcy is a Federal legal process in which consumers (or businesses) can eliminate or repay some or all of their debts under the protection of the Federal bankruptcy court. Chapter 7, also called “the liquidation […]

Even if signing a power of attorney is a good way to avoid going through all the proceedings of a conservatorship, signing a document, which gives such power over another person’s finances, and care might easily lead to abuse. Elder abuse is a single or repeated act or lack of appropriate action, occurring within any […]

When a person becomes incapacitated and did not make any previous type of arrangement such as a living trust or a power of attorney, the court can be asked to appoint a Conservator to take care of the incapacitated person.  A Conservator is a guardian, a protector appointed by a judge to protect and manage […]

When parents are not capable to provide the necessary care to their minor child because they suffer from a mental or physical illness for example, a third party can be appointed by the Court to become their guardian and have custody of the child, manage the child’s property (guardianship of the estate) or both. In […]

Traffic collisions are probably the most common type of accident you might face. But are you sure you know how to react? In order to avoid further complications and eventually reduce your costs, here are a few steps you might want to follow. The first and more important step is to insure safety first. Make […]

In California there are two types of restraining orders, depending on the situation or threat you are facing. A restraining order, also called a “protective” order is a court order that can protect someone from being physically or sexually abused, threatened or harassed. Before requesting a restraining order, if you feel in danger you can […]

  Even if no one particularly likes to think about what will happen if they became ill, injured or unable to take care of their business affairs and/or medical care, thinking ahead is the only prudent way to make sure your wishes will be respected.   A power of attorney is a written authorization to […]

Not too long ago employers didn’t risk much when hiring undocumented workers. But since 1986, employers are required to check the work authorization of any employee they are planning on hiring and risk civil penalties and even criminal prosecutions if they don’t. Employers are required to confirm the work authorization of every new employee hire, […]